We are fortunate that my husband has a job that provides insurance for the whole family. I would be willing to give up insurance for myself, if I had to, to insure the kids were covered. Not everyone is this lucky.
I wouldn't know where to begin in researching insurance for my children. With companies as easy to find as typing wholesaleinsurance.net, how does one know which companies provide the most for their money? How much time is needed to research and qualify for the right one?
A study recently released by John Hopkins Hospital and found reported by Science Daily, states:
"Thousands of children die needlessly each year because we lack a health system that provides them health insurance. This should not be," says co-investigator Peter Pronovost, M.D., Ph.D., director of Critical Care Medicine at Johns Hopkins and medical director of the Center for Innovations in Quality Patient Care.
They also stated that uninsured children are presented more often to the emergency rooms with advanced stages of disease due to lack of insurance and ability to get early treatment from pediatricians.
I could not imagine watching my child suffer because I could not afford to take them to a doctor. It happens all around us. As a child, my father left his job that provided the family with insurance to become self employed. We didn't have insurance. I remember slipping on a rug in our foyer and slamming into our front door. Luckily I had put my hand up to protect my head. I sliced my middle finger on the metal piece at the bottom of the door. The cut went to the bone. My mom wrapped it in paper towel, several times, until the bleeding stopped. Bending it would cause it to split open and start bleeding again since it was directly on the knuckle. It took forever to completely heal and I am fortunate it never got infected. It breaks my heart to think of this happening to another child, without insurance, who could end up losing a digit or a hand due to infection and lack of treatment.
Peter Pronovost, M.D., Ph.D., director of Critical Care Medicine at Johns Hopkins and medical director of the Center for Innovations in Quality Patient Care says it best. "In a country as wealthy as ours, the need to provide health insurance to the millions of children who lack it is a moral, not an economic issue."